MAXIMIZE SOCIAL SECURITY IN YOUR RETIREMENT STRATEGY

Review of how Social Security works and ways to maximize benefits under different scenarios and priorities (divorce, working, tax impact, other sources of retirement income, etc.). Tools and resources available to help you look at different options and make the most of your benefit.

FIVE MONEY MUSTS

Understand what a budget is and why you need one. Know how to use credit and manage debt. Recognize how investing can help you reach your money goals to start thinking about retirement.

PRESERVING YOUR SAVINGS FOR FUTURE GENERATIONS

Understand what assets are potentially taxable and how they might be distributed. Learn the importance of a living will and health care proxy and review the basics of trusts, gifting, and possible insurance replacement strategies.

CREATE A BUDGET AND BUILD EMERGENCY SAVINGS

Learn about different components of a budget, use Fidelity’s 50-15-5 saving and spending guideline and see how emergency savings are a critical part of your budget.

GUIDE TO INVESTING IN THE UC RETIREMENT SAVINGS PROGRAM

Learn the basics of investing, including key investing concepts and common types of investments. Review an overview of funds available through the Retirement Savings Program, and investment approaches based on risk tolerance, investing horizon and involvement level.

RETIREMENT INCOME PLANNING FOR HER

Understand why retirement planning is different for women, identify the five key financial risks in retirement and learn the basics of creating a retirement income plan.

IDENTIFY AND PRIORITIZE YOUR SAVINGS GOALS (Spanish*)

Effective tips and strategies to help you save for the things that are important to you, like building an emergency fund, paying off student loans, buying a home, saving for retirement, and more.